Truth-in-Savings Fee Schedule
Fees listed here effective March 1, 2008, and subject to change at any time without
notice. For updated information, inquire at any branch
office or call 210.673.5610.
ACH Services
Service |
Fee |
ACH
Transfers From Other Institutions to Pay AFFCU
Loan |
FREE |
ACH
Transfers From AFFCU to Pay Other Institutions Loan |
$4.95
to set up
$1.00/transfer |
All
Other ACH Transfers |
$4.95
to set up
$1.00/transfer |
ACH
Stop Payment |
One Free per calender quarter and then $29.00/per check thereafter |
Non-Sufficient
Funds (NSF) for ACH Transfer |
$29.00/item |
Card Services
Services |
Fee |
Annual
Fee |
None |
International
Service Assessment Fee |
1%
of US Dollar Amount whether or not the transaction is charged in US Dollars |
Late
Payment Fee
|
$29 per cycle |
Replacement
Credit Card (regardless of reason) |
$10.00/card |
Replacement
Credit Card PIN |
$10.00 |
Non-Sufficient
Funds (NSF) for ACH Transfer |
$29.00/occurrence |
Stop
Payment For Recurring Preauthorized Payments |
One Free per calender quarter and then $29.00/per check thereafter |
Credit
Card Statement Copy |
$1.00 |
Copy
Of Sales Draft |
$3.50 |
| Research |
$11.00/hour |
| Immediate Credit of Payment |
$5.00 |
| Over Limit |
$29.00 |
Delinquency APR and When it Applies |
If a credit card account goes past due two billing cycles, the Annual Percentage Rate (APR) will go to 18.00% and remain there until such time as the member has brought the account current and made current monthly payments for six consecutive billing cycles. |
Checking Account Services
Service |
Fee |
Monthly
Service Fee (Simple Checking) |
None |
Monthly
Service Fee (Command Club Checking) |
$5.00/month |
Non-Sufficient
Funds (NSF) |
$29.00/item |
| Courtesy Pay 1 |
$29.00/item |
Overdraft
Transfer from Savings |
$2.00/day |
Cost
Of Checks 2 |
Varies |
Check
Printed by Unauthorized Printer with Microline
Error |
$3.00/check |
Check
Photocopy (in excess of 2 per statement cycle) |
$3.00/check |
Research |
$11.00/hour |
Stop
Payment |
One Free per calender quarter and then $29.00/per check thereafter |
Temporary
Checks (12 checks) |
$2.00 |
Temporary
Checks (20 checks) |
$3.00 |
Savings Account Services
Service |
Fee |
Monthly
Service Fee |
None |
Withdrawals |
FREE |
Early
Withdrawal (Club Accounts only) |
$10.00 |
Money Market Services
Service |
Fee |
Below
$250.00 Minimum Balance |
$5.00/month |
Non-Sufficient
Funds (NSF) |
$29.00/check |
Stop
Payment |
One Free per calender quarter and then $29.00/per check thereafter |
Check
Printed by Unauthorized Printer with Microline
Error |
$3.00/check |
Transaction Services
Service |
Fee |
AFFCU or CO-OP Network® ATM Transaction/Inquiry |
FREE |
Non-AFFCU
or CO-OP Network® ATM Transaction/Inquiry |
3
free/month
$1 each thereafter |
VISA
Debit Card – Choice Of “Credit” Transactions |
FREE |
ATM
Card Transactions at Point-Of-Sale (POS) |
$0.50/each |
Credit Union Services
Service |
Fee |
AFFCU Check Stop Payment |
$30.00/item |
American
Express Gift Card |
$3.95 |
| American Express Travelers
Cheques 3 |
$0.50/$100 |
| American
Express Travelers Cheques For Two 3 |
$1.00/$100 |
| Check by Phone Transfer |
$5.00 |
Close/Re-Open
Account (for ownership change or any other reason) |
$8.00/account |
Collection
Item |
Varies |
Commercial
Money Order |
$15.00/item |
Direct
Deposit |
FREE |
Domestic
Wire Transfer |
$9.00/transfer |
International Commercial
Money Order |
Varies |
International
Wire Transfer |
$45.00/transfer |
Money
Order |
$1.00 |
Notary
Service |
FREE |
Pre-Authorized
Withdrawal |
FREE |
| Levy/Garnishment |
$25.00 |
| Return Deposit (Personal Check) |
$29.00/item |
| Return Deposit (Two-Party Check) |
$9.00/item |
| Signature Guaranty |
FREE |
| Statement Copy |
$1.00/statement |
Online Services
Service |
Fee |
Online
Banking |
FREE |
Bill
Pay |
FREE |
Stop
Payment (Oral/Written) |
One Free per calender quarter and then $29.00/per check thereafter |
Proof
Of Payment (in excess of two per statement cycle) |
$3.00
each |
Non-Sufficient
Funds (NSF) |
$29.00/item |
Safe Deposit Services
Main and Guilbeau Branches Only – Subject To Availability 4
Service |
Fee |
3”
x 5” Box (Guilbeau only) |
$17.00/year |
3”
x 10” Box |
$30.00/year |
5”
x 10” Box |
$47.00/year |
10”
x 10” Box |
$72.00/year |
Key
Deposit |
$15.00 |
Drill
Box (in the event of lost keys) |
$100.00 |
1 The Courtesy Pay service
may be accessed through any of the following methods: incoming
checks, through
the ATM, Bill Pay, by using the VISA debit card or via ACH
transfer.
2 Command Club Checking gets one
free box (per order) of checks with Command Club Checks.
3 No fee with Command Club Checking.
4 Safe deposit box contents not
insured by NCUA.
|
Air Force Federal Credit Union does not ask for account numbers, passwords or Social Security Numbers through e-mail. If you receive a request for this information, you should delete it immediately. 
