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Reduced and Revised Fees go into effect January 1, 2008
Beginning January 1, 2008, some of our existing fees will be eliminated and others will be revised.
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Current Fee |
Effective 1-1-08 |
| Non-Sufficient Funds (NSF) |
$25.00 |
$29.00 |
| Courtesy Pay Fee |
$25.00 |
$29.00 |
| Stop Payment Fee |
$25.00 |
One free per calendar quarter and then $29.00 each |
| Check-By-Phone Transfer |
None |
$5.00 |
| Money Market Over Transaction Limit |
$10.00 |
None |
| Inactive Account |
$5.00 |
None |
| Mail Returned Due to Bad Address |
$1.00 |
None |
The following changes are effective February 24, 2008 to coincide with the conversion to the new Visa Credit Cards.
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Current Fee |
Effective 2-24-08 |
| Credit Card Late Payment Fee |
5% of outstanding balance less any disputed amounts or $1.00, whichever is
Greater ($20 maximum) |
$29.00 |
| Credit Card Over Limit Fee |
$10.00 |
$29.00 |
| Credit Card Returned Check Fee |
$25.00 |
$29.00 |
| Credit Card Penalty Pricing |
None |
If a credit card account goes past due 2 billing cycles, the Annual
Percentage Rate (APR) will go to 18.00% and remain there until such time as the member has brought the account current and made current monthly payments for six consecutive billing cycles. |
Let us help you reach your
goals or meet your personal needs. Visit any branch
or call 210.673.5610 or toll-free 1.800.227.5328.
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