Home Ownership Starts Here at Air Force FCU

For most working people, buying a home is the first step in achieving personal financial security. Down the road, home ownership can allow you to gain access to the capital needed for other important things, like paying for your children’s education, starting a new business or supporting yourself in retirement.

Buying a new home turns a dream into a reality. Whether it’s your first home or your next home, we understand, and we can help you achieve your dream of home ownership. We know that every person who comes to us has a unique set of needs, and our approach is simple—we develop home financing solutions that are right for you.

Home Loan Options
We’re here, whenever you need us, to help you find the best way to finance your home and to help make your dream of home ownership come true.
Our loan programs include:

• VA
• FHA
• Conventional
• Jumbo
• Reverse Mortgages

Online Mortgage Lending Center
Our Mortgage Lending Center is where you can pre-qualify or complete the entire loan application process online.

Before applying for your mortgage, we recommend you complete our online pre-application form. A pre-application offers a faster processing turn around than a full application, allowing you to start searching for a house, within your budget, sooner.

Once you have completed the pre-approval form, it is sent to a loan officer who will contact you within one business day to discuss the various loan programs and lock-in options for your mortgage.

First-Time Home Buyer Tax Credit

The Worker, Homeownership, and Business Assistance Act of 2009 has extended the tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence. It was also expanded to authorize a tax credit of up to $6,500 for qualified repeat home buyers. If this is your first home, or if you are ready to move to another one, you may be eligible to take advantage of these extended or revised tax credits. For more information on the new legislation click here.

Call Us for Help
We want to help you make informed decisions at each step of the home buying process. Dial 210.673.5610 or 800.227.5328 and ask one of our mortgage specialists to answer any questions you may have. You can also send an email to realestate@airforcefcu.com and get a prompt response.