Home Equity Loans

A Home Equity Loan* is ideal for a one-time buying need such as home improvement, bill consolidation or a new car purchase. Get the peace of mind that a fixed payment amount and a decreasing balance offers, plus:

• Competitive rates.
• Terms of 5, 7, 10, 15 and 20 years.
• No prepayment penalties.
• Interest may be tax deductible. **
• Loan proceeds may be used for any purpose.

Apply today by downloading our home equity loan application. Return your completed application with:

• Verification Of Mortgage Balance(s)
• County Tax Appraisal
• Filed Deed Of Trust or Warranty Deed
• Homeowner’s Insurance Policy
• Proof Of Income

In person at any branch office, by fax at 210.673.5102 or by mail to Mortgage Center, 1560 Cable Ranch Road, Suite 200, San Antonio, TX 78245.

* With approved credit. Rates and terms subject to change without notice. Available only on your primary residence property in Texas. As a safeguard, a 12-day cooling-off period is required by Texas law before home equity loans may be closed. There is also a 3-day Right of Recission after closing before the funds may be disbursed. Total debts against the homestead are limited to 80% of its fair market value. Minimum loan amount is $5,000.

** Consult a tax advisor about your specific situation